Pembroke Consulting – Online questionnaire

Client Name*
Date (dd/mm/yyyy):*
DD slash MM slash YYYY
Date of Birth (dd/mm/yyyy):*
DD slash MM slash YYYY
This risk questionnaire has been devised by Financial Express (FE), a global professional services firm with expertise in the areas of risk and capital management. The questionnaire’s results will help us understand your attitude to investment risk and form the basis of our discussions with you about how to invest your money. You should ensure that any investment decisions you make are suitable for your personal circumstances.

Please answer the following 18 questions which ask about your thoughts, attitudes and experiences when making financial investments and decisions.
There are no right or wrong answers.

Read each question and choose the answer that you feel best describes you by clearly.

Don’t spend too much time considering any question – your first response is probably best.

Answer every question even if you feel it doesn’t really apply to you.

Question 1
I enjoy exploring investment opportunities for my money:*
Question 2
I would go for the best possible return even if there was risk involved:*
Question 3
Compared to other people, how would you describe your typical attitude when making important financial decisions?:*

Question 4
If I had money invested in shares I would be nervous about the stock market falling in the short term:*
Question 5
Compared to others, what amount of risk have you taken with your past financial decisions?:*
Question 6
To reach my financial goal I prefer an investment which is safe and grows slowly but steadily, even if it means lower growth overall:*

Question 7
When I consider investments that have an element of risk I feel quite anxious.*
Question 8
Imagine that six months after making an investment the financial markets start to perform badly. In line with this, your own investment goes down by a significant amount. What would your reaction be?:*
Question 9
I am looking for high investment growth. I am willing to accept the possibility of greater losses to achieve this:*
Question 10
I usually feel confident where money is concerned:*

Question 11
If you had money to invest, how much would you be willing to place in an investment with possible high returns but with an equal element of risk?:*
Question 12
How would a close friend describe your attitude to taking financial risks?:*
Question 13
If you had spare funds to invest, would you choose a risky investment for the excitement of seeing how it would perform?:*
Question 14
If you had picked an investment with potential for large gains but also the risk of large losses how would you feel?:*

Question 15
Imagine that you have some money to invest and a choice of two investment products, which option would you choose?:*
Question 16
I would prefer small certain gains to large uncertain ones:*
Question 17
When considering a major financial decision which statement BEST describes the way you think about the possible losses or the possible gains?:*
Question 18
I want my investment money to be safe even if it means lower returns:*

Your Capacity for Loss
The following questions do not impact the results of the attitude to risk questions. Where those questions are designed to determine your attitude, the following are designed to establish what risks you can realistically afford to take. Your answers to the following questions are designed to help you and your adviser determine what type of investment risk and potentially what type of protections would help you to meet your intended goals.
If you are investing to generate an income
Question 1
How long to do you intend to hold this investment before you start drawing an income from it?:*
Question 2
How much would your standard of living be affected if the income from this investment were to fall below your expectations?:*
Question 3
If you needed emergency funds, would you consider taking them from this investment?:*

If you are investing to generate capital growth
Question 4
How long do you intend to hold this investment before you use it?:*
Question 5
How much would your standard of living be affected if this investment were to perform below your expectations?:*
Question 6
If you needed emergency funds, would you consider taking them from this investment?:*

Online questionnaire